Click here for the Access Hope website for pre-bankruptcy credit counseling certificate, and post-filing debtor education certificate. Use Attorney Code 191F25D to have certificates transmitted to us electronically.

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The Vancouver WA bankruptcy lawyers, Portland Oregon bankruptcy attorneys, Oregon City bankruptcy lawyers, and Hillsboro bankruptcy attorneys of the Baxter & Baxter, LLP, represent individuals in Chapter 7 and Chapter 13 bankruptcy. Our mission of committed and zealous consumer advocacy is unrivaled, and our track record of excellence and professionalism is recognized nationwide.

Call (360) 574-5239 to speak with a Vancouver WA bankruptcy attorney today!

More Information about Bankruptcy

• Chapter 7
• Chapter 13
• Common Myths about Filing for Bankruptcy in Oregon and Washington
• Frequently Asked Questions about Filing for Bankruptcy in Oregon and Washington
• Why Should You Hire a Bankruptcy Attorney?
• Eliminating Second Mortgages through Chapter 13 Bankruptcy
• The Process of Filing for Bankruptcy in Oregon and Washington
• Things to Avoid before Filing Bankruptcy
• Stopping Home Foreclosure through Bankruptcy
• Typical Filing Fees to File for Bankruptcy in Oregon and Washington
• Filing for Bankruptcy: A Fresh Start
• How to Dispute False Credit Reports after Bankruptcy

“We are a debt relief agency. We help people file for relief under the Bankruptcy Code.”

Individuals can file for bankruptcy under Chapter 7 (liquidation) or Chapter 13 (a “consumer reorganization”, or debt adjustment case).

In a Chapter 7 bankruptcy, the individual is allowed to keep certain exempt property. Most liens, however (such as real estate mortgages and security interests for car loans), survive. Other assets, if any, are sold (liquidated) by the interim trustee to repay creditors. Many types of unsecured debt are legally discharged by the bankruptcy proceeding, but there are various types of debt that are not discharged in a Chapter 7.

Common exceptions to discharge include child support, income taxes less than 3 years old and property taxes, student loans (unless the debtor prevails in a difficult-to-win adversary proceeding brought to determine the dischargeability of the student loan), and fines and restitution imposed by a court for any crimes committed by the debtor. Spousal support is likewise not covered by a bankruptcy filing nor are property settlements through divorce. Despite their potential non-dischargeability, all debts must be listed on bankruptcy schedules.

This information is presented by the Bankruptcy Practice Group of Baxter & Baxter, LLP. The Hillsboro, Oregon bankruptcy attorneys, Portland, Oregon bankruptcy attorneys and Vancouver WA bankruptcy lawyers of the Bankruptcy Practice Group represent individuals in Chapter 7 and Chapter 13 bankruptcies. We offer a free initial consultation. We can stop collection calls from debt collectors and home foreclosures. We can advise consumers whether to file for bankruptcy, and what form of bankruptcy to file.

Today, I am writing about a friend and colleague of mine, Brian Wayson. His law firm, Brown + Wayson, LLC, handles social security disability (SSD), supplemental security income (SSI), disabled widow/widower (DWB) and childhood disability (CDB) benefits.

Brian has a great connection with his clients. From his website he reveals his “Zeal for assisting people with the Social Security Disability claims. Brian has seen the results of this system first hand – starting with his own mother while he was still attending law school. Despite her terminal cancer, brain tumor, heart condition and seven operations his mother repeatedly was denied Social Security Disability benefits – only being allowed benefits after a former North Carolina governor interceded on her behalf.”

After law school, Brian worked for the highest volume social security disability law firms in Portland. His new practice focuses on providing the same high level of legal representation, coupled with the more individualized, personal service that a small firm can provide. They represent people on a contingent basis, which is a terrific service given that most people seeking to hire a lawyer to represent them in their disability claims can ill afford to hire an attorney.

Brian’s firm is on our law firm’s short list of referrals for social security claims. I have no hesitation about referring clients to Brian and Aviva.

You can contact them at:

825 NE 20th Avenue
Suite 320
Portland, Oregon
www.brown-wayson.com

Best regards,
Justin Baxter
Baxter & Baxter, LLP